Duane is recklessly charging expensive things on the credit card in preparation for the school formal -- a formal that Lissy is protesting because the girls aren't allowed to wear pants. Jay Jay ignores Ethel's wishes and Richard won't get off of the telephone. Ethel thinks that the Prestons would be better off if she quit, so Mr. Divine lets her peek 30 years into the future and see what the Prestons' fate would be without her in this take on ""It's a Wonderful Life.""